We've assured you many times throoughout the quote and booking process that we are insured, but what does that mean? In this blog, we will cover all the ins and outs of moving insurance from the standard included .60c per pound per article coverage all the way up to full value protection moving insurance.
At Charming Movers, we know that your belongings are more than just "stuff" — they hold memories and value. Whether you choose the basic $0.60 per pound per article insurance or opt for Full Value Protection, we’re here to provide the coverage you need for a safe and worry-free move. Contact us today to discuss your moving insurance options and find the right protection for your next move.
Q? #1 - What Is DOT standard moving insurance?
DOT (Department of Transportation) required moving company insurance refers to the minimum liability coverage that moving companies are required by law to provide for moving services. This basic coverage is called "Released Value Protection" and reimburses you for damaged or lost items based on their weight, not their actual value. The coverage rate is $0.60 per pound per article.
Q? #2 - Is This Insurance Automatically Included?
Yes, under federal law, all moving companies like Charming Movers are required to offer this basic coverage, and it’s included automatically in the moving contract for all moves. However, this is the minimum level of protection, and many customers opt for additional coverage for better protection of their belongings.
"Call us at (301)-738-2202 to discuss your moving insurance options!" -Maddie, move coordinator
Q? #3 - Can I Purchase Additional Insurance?
Yes, you can. Charming Movers offers options for Full Value Protection, which allows you to cover your items for their full replacement value. This means that if an item is damaged, lost, or destroyed, the moving company is responsible for either repairing it, replacing it, or providing you with compensation based on its current market value.
Q? #4 - How Can I Decide Which Insurance Option Is Right for My Move?
To decide which insurance option is best for your move, consider the value and condition of the items you’re moving. If most of your items are easily replaceable or of low monetary value, Released Value Protection will suffice. However, if you’re moving expensive or sentimental items, Full Value Protection is often the safer choice to ensure that you are fully covered.
Q? #5 - How Do I File a Claim for Damaged or Lost Items?
To file a claim, you should notify Charming Movers as soon as possible after the move. We will guide you through the claims process, which typically involves documenting the damage and providing details of the items involved. Our team is committed to ensuring that all claims are handled fairly and efficiently.
Q? #6 - How Can I Get a Quote for Full Value Protection?
Getting a quote for Full Value Protection is easy. When you book your move with Charming Movers, our team will explain the various insurance options available, including Full Value Protection. We’ll help you understand the costs and benefits so you can make an informed decision based on your specific moving needs.
In conclusion...
Insurance is an integral part of the moving process. Let Charming Movers simplify your moving experience by informing you and taking care of all the steps of your move. Call today for a quote a (301)-738-2202 :-)
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